Uinta County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Uinta County, Wyoming based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Uinta County, WY Benchmarks

FHA averages

Typical Property Value$317,045

Average Down Payment8.7%

Average Interest Rate6.083%

Effective Tax Rate0.47%

Median Tax Paid$1,565/yr

Tax Growth (Historical)+9.3%

Based on 132 regional loans totaling $37,510,000 (HMDA database).

Home Price

Down Payment

$27,583 down · $289,462 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$124 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$123 / month

Estimated Monthly Payment

$2,178/mo

Principal & Interest$1,781
Property Tax$124
Home Insurance$150
FHA MIP$123

Amortization · Remaining Balance

Financed Loan Amount

$294,528

Total Interest

$346,639

Total of Payments

$641,167

*Includes financed FHA Upfront MIP of $5,066

Local Market Insights

Uinta County FHA Mortgage Overview

In Uinta County, the 8.66% FHA down payment provides accessible entry for primary residence buyers. However, with a 91.34% LTV ratio, mandatory Mortgage Insurance Premiums (MIP) are required for the loan’s life, ideal for those with sub-620 credit. The low 0.47% effective property tax rate enhances monthly affordability, but the 9.3% inflation-adjusted tax increase signals rising future costs. When evaluating an FHA loan with PMI and taxes in Uinta County, WY, or exploring Uinta County FHA loan limits, this tax shift must be factored into true monthly budgeting.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.