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Big Horn County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Big Horn County, Wyoming based on real HMDA transaction records.

Loan Details

Big Horn County, WY Benchmarks

FHA averages
Typical Property Value$244,200
Average Down Payment4.8%
Average Interest Rate6.298%
Effective Tax Rate0.44%
Median Tax Paid$1,198/yr
Tax Growth (Historical)+0.5%
Based on 25 regional loans totaling $5,615,000 (HMDA database).
$
%

$11,722 down · $232,478 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$90 / month

$

Annual premium

$

Per month

%

$108 / month

Estimated Monthly Payment

$1,812/mo

  • Principal & Interest$1,464
  • Property Tax$90
  • Home Insurance$150
  • FHA MIP$108
Amortization · Remaining Balance

Financed Loan Amount

$236,547

Total Interest

$290,551

Total of Payments

$527,098

*Includes financed FHA Upfront MIP of $4,068

Local Market Insights

Big Horn County FHA Mortgage Overview

For Big Horn County homebuyers, the 4.85% weighted average down payment on an FHA loan provides accessible market entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan's life due to the 95.15% median LTV. This structure suits buyers with sub-620 credit scores. The 0.44% effective property tax rate, with a 0.5% inflation-adjusted increase, keeps monthly costs manageable. When evaluating an FHA loan with PMI and taxes in Big Horn County, WY, the low entry point offsets the permanent MIP. All data reflects owner-occupied purchases, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.