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Taylor County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Taylor County, Wisconsin based on real HMDA transaction records.

Loan Details

Taylor County, WI Benchmarks

FHA averages
Typical Property Value$219,634
Average Down Payment10.6%
Average Interest Rate6.702%
Effective Tax Rate1.30%
Median Tax Paid$2,748/yr
Tax Growth (Historical)+0.7%
Based on 41 regional loans totaling $7,765,000 (HMDA database).
$
%

$23,281 down · $196,353 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$238 / month

$

Annual premium

$

Per month

%

$83 / month

Estimated Monthly Payment

$1,760/mo

  • Principal & Interest$1,289
  • Property Tax$238
  • Home Insurance$150
  • FHA MIP$83
Amortization · Remaining Balance

Financed Loan Amount

$199,789

Total Interest

$264,321

Total of Payments

$464,110

*Includes financed FHA Upfront MIP of $3,436

Local Market Insights

Taylor County FHA Mortgage Overview

For Taylor County, WI homebuyers, the 10.59% down payment on an FHA loan offers accessible entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life due to the 89.41% LTV ratio. This structure, ideal for those with sub-620 credit, contrasts with conventional options. The effective property tax rate of 1.30% and a 0.7% inflation-adjusted increase directly impact monthly affordability. When evaluating an FHA loan with PMI and taxes in Taylor County, WI, note that all data reflects 100% primary residences, not investments. Understanding these FHA loan limits and tax implications is crucial for accurate budgeting.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.