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Outagamie County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Outagamie County, Wisconsin based on real HMDA transaction records.

Loan Details

Outagamie County, WI Benchmarks

FHA averages
Typical Property Value$308,556
Average Down Payment12.6%
Average Interest Rate6.468%
Effective Tax Rate1.34%
Median Tax Paid$3,668/yr
Tax Growth (Historical)-0.6%
Based on 361 regional loans totaling $93,875,000 (HMDA database).
$
%

$38,878 down · $269,678 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$345 / month

$

Annual premium

$

Per month

%

$114 / month

Estimated Monthly Payment

$2,338/mo

  • Principal & Interest$1,729
  • Property Tax$345
  • Home Insurance$150
  • FHA MIP$114
Amortization · Remaining Balance

Financed Loan Amount

$274,397

Total Interest

$348,031

Total of Payments

$622,428

*Includes financed FHA Upfront MIP of $4,719

Local Market Insights

Outagamie County FHA Mortgage Overview

In Outagamie County, the 12.56% average down payment on an FHA loan provides accessible entry for owner-occupants, but the 87.44% LTV means mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life—ideal for buyers with sub-620 credit. With a 1.34% effective property tax rate and a recent -0.6% inflation-adjusted tax shift, monthly affordability improves slightly. When evaluating an FHA mortgage with PMI and taxes in Outagamie County, WI, this lower tax burden offsets some MIP costs, making the FHA loan down payment and property tax structure advantageous for first-time buyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.