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Langlade County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Langlade County, Wisconsin based on real HMDA transaction records.

Loan Details

Langlade County, WI Benchmarks

FHA averages
Typical Property Value$188,710
Average Down Payment13.7%
Average Interest Rate6.533%
Effective Tax Rate1.07%
Median Tax Paid$1,972/yr
Tax Growth (Historical)-1.7%
Based on 62 regional loans totaling $9,450,000 (HMDA database).
$
%

$25,853 down · $162,857 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$168 / month

$

Annual premium

$

Per month

%

$69 / month

Estimated Monthly Payment

$1,438/mo

  • Principal & Interest$1,051
  • Property Tax$168
  • Home Insurance$150
  • FHA MIP$69
Amortization · Remaining Balance

Financed Loan Amount

$165,707

Total Interest

$212,528

Total of Payments

$378,234

*Includes financed FHA Upfront MIP of $2,850

Local Market Insights

Langlade County FHA Mortgage Overview

In Langlade County, the 13.70% down payment on an FHA loan provides accessible entry for buyers, but note that mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan—ideal if your credit score is below 620. With an 86.30% loan-to-value ratio and 100% owner-occupied purchases, this market prioritizes primary residences. The 1.07% effective property tax rate, coupled with a -1.7% inflation-adjusted decline, slightly eases monthly costs when using an FHA mortgage with property taxes in Langlade County, WI. Understanding these FHA loan limits and tax impacts is crucial for true affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.