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Juneau County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Juneau County, Wisconsin based on real HMDA transaction records.

Loan Details

Juneau County, WI Benchmarks

FHA averages
Typical Property Value$271,019
Average Down Payment15.0%
Average Interest Rate6.569%
Effective Tax Rate1.27%
Median Tax Paid$2,605/yr
Tax Growth (Historical)+0.4%
Based on 108 regional loans totaling $23,480,000 (HMDA database).
$
%

$40,653 down · $230,366 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$287 / month

$

Annual premium

$

Per month

%

$98 / month

Estimated Monthly Payment

$2,027/mo

  • Principal & Interest$1,492
  • Property Tax$287
  • Home Insurance$150
  • FHA MIP$98
Amortization · Remaining Balance

Financed Loan Amount

$234,398

Total Interest

$302,852

Total of Payments

$537,249

*Includes financed FHA Upfront MIP of $4,031

Local Market Insights

Juneau County FHA Mortgage Overview

For Juneau County homebuyers leveraging an FHA loan, the 14.99% weighted average down payment provides accessible entry but triggers mandatory Mortgage Insurance Premiums (MIP) for the life of the loan, regardless of equity. This is ideal for those with a sub-620 credit score. With an 85.01% median loan-to-value ratio and 100% primary occupancy, this data reflects standard owner-occupied purchases. The 1.27% effective property tax rate, amplified by a 0.4% inflation-adjusted increase, directly impacts monthly affordability. When evaluating an FHA loan with PMI and taxes in Juneau County, WI, this tax shift raises true monthly costs. Understanding Juneau County FHA loan limits and tax implications is crucial for accurate budgeting.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.