Green County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Green County, Wisconsin based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Green County, WI Benchmarks

FHA averages

Typical Property Value$296,923

Average Down Payment11.3%

Average Interest Rate6.498%

Effective Tax Rate1.41%

Median Tax Paid$4,003/yr

Tax Growth (Historical)0.0%

Based on 52 regional loans totaling $13,240,000 (HMDA database).

Home Price

Down Payment

$33,552 down · $263,371 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$349 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$112 / month

Estimated Monthly Payment

$2,304/mo

Principal & Interest$1,694
Property Tax$349
Home Insurance$150
FHA MIP$112

Amortization · Remaining Balance

Financed Loan Amount

$267,980

Total Interest

$341,793

Total of Payments

$609,773

*Includes financed FHA Upfront MIP of $4,609

Local Market Insights

Green County FHA Mortgage Overview

For Green County homebuyers, an FHA loan with an 11.32% down payment offers accessible entry, but this data reveals a critical trade-off: the mandatory Mortgage Insurance Premium (MIP) lasts the loan's life due to the 88.68% loan-to-value ratio, regardless of equity. With an average property value of $296,923.08 and a 6.498% interest rate, the effective 1.41% property tax rate adds $349 monthly to true affordability. The 0.0% inflation-adjusted tax change provides stability for owner-occupants. When evaluating an FHA loan with PMI and taxes in Green County, WI, or exploring FHA loan down payment options in Green County, Wisconsin, remember that the Green County FHA loan limits and tax structure favors buyers with sub-620 credit but locks in MIP forever.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.