Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Wisconsin based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Crawford County, WI Benchmarks

FHA averages

Typical Property Value$236,481

Average Down Payment11.0%

Average Interest Rate6.673%

Effective Tax Rate1.12%

Median Tax Paid$2,861/yr

Tax Growth (Historical)-3.2%

Based on 27 regional loans totaling $5,385,000 (HMDA database).

Home Price

Down Payment

$26,013 down · $210,468 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$221 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$89 / month

Estimated Monthly Payment

$1,838/mo

Principal & Interest$1,378
Property Tax$221
Home Insurance$150
FHA MIP$89

Amortization · Remaining Balance

Financed Loan Amount

$214,151

Total Interest

$281,789

Total of Payments

$495,940

*Includes financed FHA Upfront MIP of $3,683

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 10.98% down payment on an FHA loan offers accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) apply for the loan's life—even with this equity. The 89.02% loan-to-value ratio confirms a low-risk, owner-occupied profile. With a 1.12% effective property tax rate and a recent inflation-adjusted tax decline of -3.2%, monthly affordability improves. When evaluating an FHA loan with PMI and taxes in Crawford County, WI, or checking Crawford County FHA loan limits, the $236,481 average property value and 6.673% interest rate frame your true cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.