Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Wisconsin>Clark County (FHA)

Clark County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Clark County, Wisconsin based on real HMDA transaction records.

Loan Details

Clark County, WI Benchmarks

FHA averages
Typical Property Value$237,405
Average Down Payment11.1%
Average Interest Rate6.466%
Effective Tax Rate1.20%
Median Tax Paid$2,505/yr
Tax Growth (Historical)-1.5%
Based on 79 regional loans totaling $16,185,000 (HMDA database).
$
%

$26,352 down · $211,053 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$237 / month

$

Annual premium

$

Per month

%

$89 / month

Estimated Monthly Payment

$1,830/mo

  • Principal & Interest$1,353
  • Property Tax$237
  • Home Insurance$150
  • FHA MIP$89
Amortization · Remaining Balance

Financed Loan Amount

$214,746

Total Interest

$272,373

Total of Payments

$487,119

*Includes financed FHA Upfront MIP of $3,693

Local Market Insights

Clark County FHA Mortgage Overview

Clark County’s FHA market shows accessible entry, with an 11.11% down payment on a $237,405 property. This lower barrier is ideal for buyers with sub-620 credit, but mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life due to the 88.89% LTV ratio. The 6.466% interest rate and 1.20% property tax rate define monthly costs, though the recent -1.5% inflation-adjusted tax shift offers slight relief. For those using an FHA loan with PMI and taxes in Clark County, WI, understanding these MIP requirements is crucial for long-term budgeting, especially since all data reflects owner-occupied primary residences.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.