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Brown County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Brown County, Wisconsin based on real HMDA transaction records.

Loan Details

Brown County, WI Benchmarks

FHA averages
Typical Property Value$306,924
Average Down Payment12.2%
Average Interest Rate6.371%
Effective Tax Rate1.30%
Median Tax Paid$3,663/yr
Tax Growth (Historical)-1.1%
Based on 421 regional loans totaling $110,625,000 (HMDA database).
$
%

$37,445 down · $269,479 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$333 / month

$

Annual premium

$

Per month

%

$114 / month

Estimated Monthly Payment

$2,306/mo

  • Principal & Interest$1,710
  • Property Tax$333
  • Home Insurance$150
  • FHA MIP$114
Amortization · Remaining Balance

Financed Loan Amount

$274,195

Total Interest

$341,306

Total of Payments

$615,501

*Includes financed FHA Upfront MIP of $4,716

Local Market Insights

Brown County FHA Mortgage Overview

For Brown County homebuyers using an FHA loan, the 12.23% average down payment provides accessible entry, though mandatory MIP applies for the loan's life regardless of equity. With an 87.77% LTV ratio, this data reflects standard owner-occupied purchases. The 1.30% effective property tax rate, combined with a recent -1.1% inflation-adjusted tax decrease, slightly improves monthly affordability for those using an FHA loan with PMI and taxes in Brown County, WI. When evaluating Brown County FHA loan limits and tax impacts, understand that this lower tax burden offsets some of the ongoing MIP costs tied to your down payment in Brown County, Wisconsin.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.