Page County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Page County, Virginia based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Page County, VA Benchmarks

FHA averages

Typical Property Value$296,533

Average Down Payment12.5%

Average Interest Rate6.260%

Effective Tax Rate0.49%

Median Tax Paid$1,497/yr

Tax Growth (Historical)-2.5%

Based on 151 regional loans totaling $37,535,000 (HMDA database).

Home Price

Down Payment

$37,067 down · $259,466 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$121 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$110 / month

Estimated Monthly Payment

$2,008/mo

Principal & Interest$1,627
Property Tax$121
Home Insurance$150
FHA MIP$110

Amortization · Remaining Balance

Financed Loan Amount

$264,007

Total Interest

$321,804

Total of Payments

$585,812

*Includes financed FHA Upfront MIP of $4,541

Local Market Insights

Page County FHA Mortgage Overview

Page County FHA buyers benefit from a 12.47% down payment on a $296,533 average property, offering accessible entry despite the 6.26% interest rate. However, with an 87.53% LTV, mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life, ideal for sub-620 credit scores. The 0.49% effective tax rate and recent -2.5% inflation-adjusted shift slightly lower monthly costs, improving true affordability for owner-occupied homes. This FHA loan with PMI and taxes in Page County, VA, paired with local down payment and property tax data, clarifies budgeting for buyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.