Juab County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Juab County, Utah based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Juab County, UT Benchmarks

FHA averages

Typical Property Value$420,844

Average Down Payment5.5%

Average Interest Rate6.164%

Effective Tax Rate0.37%

Median Tax Paid$1,914/yr

Tax Growth (Historical)+8.7%

Based on 77 regional loans totaling $29,945,000 (HMDA database).

Home Price

Down Payment

$23,146 down · $397,698 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$130 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$169 / month

Estimated Monthly Payment

$2,916/mo

Principal & Interest$2,468
Property Tax$130
Home Insurance$150
FHA MIP$169

Amortization · Remaining Balance

Financed Loan Amount

$404,657

Total Interest

$483,789

Total of Payments

$888,446

*Includes financed FHA Upfront MIP of $6,960

Local Market Insights

Juab County FHA Mortgage Overview

Juab County’s FHA market reveals an accessible entry point for owner-occupants. The 5.47% down payment, combined with a 94.53% LTV, allows buyers with sub-620 credit to purchase, but note that FHA MIP is required for the loan’s life. At a 6.164% rate and $420,844 average value, the 0.37% effective tax rate adds modest monthly cost, though the 8.7% inflation-adjusted tax shift will increase future payments. For those using an FHA loan with PMI and taxes in Juab County, UT, or exploring Juab County FHA loan limits, this data confirms a low-down-payment path with permanent mortgage insurance.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.