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Burleson County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Burleson County, Texas based on real HMDA transaction records.

Loan Details

Burleson County, TX Benchmarks

FHA averages
Typical Property Value$258,582
Average Down Payment4.8%
Average Interest Rate5.925%
Effective Tax Rate1.01%
Median Tax Paid$1,816/yr
Tax Growth (Historical)-3.0%
Based on 67 regional loans totaling $16,505,000 (HMDA database).
$
%

$12,412 down · $246,170 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$218 / month

$

Annual premium

$

Per month

%

$115 / month

Estimated Monthly Payment

$1,971/mo

  • Principal & Interest$1,489
  • Property Tax$218
  • Home Insurance$150
  • FHA MIP$115
Amortization · Remaining Balance

Financed Loan Amount

$250,478

Total Interest

$285,520

Total of Payments

$535,998

*Includes financed FHA Upfront MIP of $4,308

Local Market Insights

Burleson County FHA Mortgage Overview

In Burleson County, the FHA loan data reveals a market designed for accessible entry. The 4.79% down payment on a $258,582 average property allows buyers to purchase with minimal upfront cash. However, this low equity, reflected in the 95.21% loan-to-value ratio, means mandatory Mortgage Insurance Premiums (MIP) are required for the loan's life, a critical cost for those using an FHA loan calculator with PMI and taxes in Burleson County, TX. The 1.01% effective property tax rate, combined with a -3.0% inflation-adjusted decrease, slightly offsets monthly burdens. Given 100% primary occupancy, this data analyzes standard homebuyers, not investors.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.