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Dyer County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Dyer County, Tennessee based on real HMDA transaction records.

Loan Details

Dyer County, TN Benchmarks

FHA averages
Typical Property Value$217,761
Average Down Payment13.3%
Average Interest Rate6.343%
Effective Tax Rate0.56%
Median Tax Paid$1,047/yr
Tax Growth (Historical)+5.1%
Based on 163 regional loans totaling $29,985,000 (HMDA database).
$
%

$28,962 down · $188,799 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$102 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,526/mo

  • Principal & Interest$1,194
  • Property Tax$102
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$192,103

Total Interest

$237,765

Total of Payments

$429,868

*Includes financed FHA Upfront MIP of $3,304

Local Market Insights

Dyer County FHA Mortgage Overview

Dyer County FHA buyers leverage a 13.28% down payment on an average $217,761 property, requiring mandatory Mortgage Insurance Premiums (MIP) for the loan's life due to the 86.72% LTV ratio. This FHA structure is ideal for those with sub-620 credit seeking accessible entry. The effective tax rate of 0.56% is low, but the 5.1% inflation-adjusted tax increase adds roughly $62 annually to true monthly affordability. For a localized assessment of Dyer County FHA loan limits and tax calculator alternatives, this data confirms primary residences dominate the market.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.