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Juana Díaz Municipio FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Juana Díaz Municipio, Puerto Rico based on real HMDA transaction records.

Loan Details

Juana Díaz Municipio, PR Benchmarks

FHA averages
Typical Property Value$155,423
Average Down Payment10.8%
Average Interest Rate5.764%
Effective Tax Rate%
Median Tax PaidN/A
Tax Growth (Historical)%
Based on 71 regional loans totaling $8,415,000 (HMDA database).
$
%

$16,786 down · $138,637 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$142 / month

$

Annual premium

$

Per month

%

$59 / month

Estimated Monthly Payment

$1,175/mo

  • Principal & Interest$824
  • Property Tax$142
  • Home Insurance$150
  • FHA MIP$59
Amortization · Remaining Balance

Financed Loan Amount

$141,063

Total Interest

$155,614

Total of Payments

$296,678

*Includes financed FHA Upfront MIP of $2,426

Local Market Insights

Juana Díaz Municipio FHA Mortgage Overview

In Juana Díaz Municipio, the 10.77% average down payment on FHA loans, paired with a 5.764% rate and $155,422 average property value, indicates accessible entry for buyers. The 89.23% median LTV confirms minimal equity, meaning mandatory MIP applies for the loan's life—ideal for those with sub-620 credit. As all purchases are owner-occupied, this is a stable, primary residence market. With no effective property tax rate, monthly affordability hinges solely on the FHA loan principal and MIP, not tax shifts.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.