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Aguada Municipio FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Aguada Municipio, Puerto Rico based on real HMDA transaction records.

Loan Details

Aguada Municipio, PR Benchmarks

FHA averages
Typical Property Value$227,069
Average Down Payment9.0%
Average Interest Rate5.416%
Effective Tax Rate%
Median Tax PaidN/A
Tax Growth (Historical)%
Based on 29 regional loans totaling $5,715,000 (HMDA database).
$
%

$20,436 down · $206,633 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$208 / month

$

Annual premium

$

Per month

%

$88 / month

Estimated Monthly Payment

$1,629/mo

  • Principal & Interest$1,183
  • Property Tax$208
  • Home Insurance$150
  • FHA MIP$88
Amortization · Remaining Balance

Financed Loan Amount

$210,249

Total Interest

$215,717

Total of Payments

$425,966

*Includes financed FHA Upfront MIP of $3,616

Local Market Insights

Aguada Municipio FHA Mortgage Overview

For Aguada Municipio homebuyers utilizing an FHA loan, the 9.03% average down payment and 90.97% loan-to-value ratio signal accessible entry. However, this low down payment triggers mandatory Mortgage Insurance Premiums (MIP) for the life of the loan, a permanent cost unlike conventional loans. This structure is particularly suitable for buyers with sub-620 credit scores. With an average property value of $227,068.97 and a 5.416% interest rate, the effective property tax rate is unavailable, but buyers should independently verify local tax impacts to assess true monthly affordability in Aguada Municipio. All data reflects 100% primary residence purchases.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.