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Greene County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greene County, Pennsylvania based on real HMDA transaction records.

Loan Details

Greene County, PA Benchmarks

FHA averages
Typical Property Value$188,000
Average Down Payment11.3%
Average Interest Rate6.476%
Effective Tax Rate1.11%
Median Tax Paid$1,960/yr
Tax Growth (Historical)+0.4%
Based on 90 regional loans totaling $14,540,000 (HMDA database).
$
%

$21,244 down · $166,756 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$174 / month

$

Annual premium

$

Per month

%

$71 / month

Estimated Monthly Payment

$1,465/mo

  • Principal & Interest$1,070
  • Property Tax$174
  • Home Insurance$150
  • FHA MIP$71
Amortization · Remaining Balance

Financed Loan Amount

$169,674

Total Interest

$215,607

Total of Payments

$385,281

*Includes financed FHA Upfront MIP of $2,918

Local Market Insights

Greene County FHA Mortgage Overview

In Greene County, the 11.26% average down payment for FHA loans provides accessible entry, but note that FHA Mortgage Insurance Premiums (MIP) are required for the life of the loan regardless of this equity level. With an 88.74% loan-to-value ratio and 100% occupancy as primary residences, this data reflects standard homebuyers. The 1.11% effective property tax rate, adjusted upward by 0.4% for inflation, adds a modest but persistent cost to monthly affordability. For those exploring an FHA loan with PMI and taxes in Greene County, PA, or checking Greene County FHA loan limits, the weighted down payment here indicates a market balancing low barrier to entry with mandatory long-term MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.