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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Pennsylvania based on real HMDA transaction records.

Loan Details

Crawford County, PA Benchmarks

FHA averages
Typical Property Value$195,063
Average Down Payment12.9%
Average Interest Rate6.519%
Effective Tax Rate1.24%
Median Tax Paid$2,064/yr
Tax Growth (Historical)-4.6%
Based on 159 regional loans totaling $25,635,000 (HMDA database).
$
%

$25,163 down · $169,900 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$202 / month

$

Annual premium

$

Per month

%

$72 / month

Estimated Monthly Payment

$1,519/mo

  • Principal & Interest$1,095
  • Property Tax$202
  • Home Insurance$150
  • FHA MIP$72
Amortization · Remaining Balance

Financed Loan Amount

$172,873

Total Interest

$221,309

Total of Payments

$394,182

*Includes financed FHA Upfront MIP of $2,973

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 12.93% average down payment on an FHA loan provides accessible entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan's life regardless of this equity level. With an 87.07% loan-to-value ratio and 100% primary occupancy, this data reflects owner-occupants. The 1.24% effective property tax rate, combined with a -4.6% inflation-adjusted tax decrease, slightly lowers monthly burdens. When evaluating an FHA loan with PMI and taxes in Crawford County, PA, note that the average 6.519% interest rate on a $195,062 property keeps monthly payments manageable, but MIP is a permanent cost, making this ideal for buyers with sub-620 credit scores. The lower tax trend improves true affordability within Crawford County FHA loan limits.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.