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Grant County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Grant County, Oregon based on real HMDA transaction records.

Loan Details

Grant County, OR Benchmarks

FHA averages
Typical Property Value$263,571
Average Down Payment8.5%
Average Interest Rate6.324%
Effective Tax Rate0.41%
Median Tax Paid$1,674/yr
Tax Growth (Historical)-5.2%
Based on 21 regional loans totaling $4,965,000 (HMDA database).
$
%

$22,404 down · $241,167 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$90 / month

$

Annual premium

$

Per month

%

$102 / month

Estimated Monthly Payment

$1,864/mo

  • Principal & Interest$1,522
  • Property Tax$90
  • Home Insurance$150
  • FHA MIP$102
Amortization · Remaining Balance

Financed Loan Amount

$245,388

Total Interest

$302,563

Total of Payments

$547,951

*Includes financed FHA Upfront MIP of $4,220

Local Market Insights

Grant County FHA Mortgage Overview

In Grant County, the 8.51% average FHA down payment and 91.49% LTV ratio highlight accessible entry for owner-occupants, though the mandatory MIP applies for the loan’s life—ideal for buyers with sub-620 credit. The 0.41% effective property tax rate, with a recent -5.2% inflation-adjusted decrease, reduces monthly carrying costs. For those using an FHA loan calculator with PMI and taxes in Grant County, OR, or seeking Grant County FHA loan limits and tax data, this low tax burden offsets the permanent MIP, making a $263,571 property affordable despite the 6.324% interest rate.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.