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Comanche County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Comanche County, Oklahoma based on real HMDA transaction records.

Loan Details

Comanche County, OK Benchmarks

FHA averages
Typical Property Value$190,106
Average Down Payment9.2%
Average Interest Rate6.373%
Effective Tax Rate0.68%
Median Tax Paid$1,449/yr
Tax Growth (Historical)+1.4%
Based on 329 regional loans totaling $56,085,000 (HMDA database).
$
%

$17,490 down · $172,616 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$108 / month

$

Annual premium

$

Per month

%

$73 / month

Estimated Monthly Payment

$1,426/mo

  • Principal & Interest$1,095
  • Property Tax$108
  • Home Insurance$150
  • FHA MIP$73
Amortization · Remaining Balance

Financed Loan Amount

$175,637

Total Interest

$218,625

Total of Payments

$394,262

*Includes financed FHA Upfront MIP of $3,021

Local Market Insights

Comanche County FHA Mortgage Overview

Comanche County homebuyers using FHA loans benefit from the accessible 9.19% down payment, but this comes with mandatory Mortgage Insurance Premiums (MIP) for the loan’s life, given the high 90.81% LTV ratio. This structure suits buyers with sub-620 credit seeking entry. The 0.68% effective property tax rate, with a recent 1.4% inflation-adjusted increase, keeps monthly costs manageable. When evaluating an FHA loan with PMI and taxes in Comanche County, OK, remember MIP never drops, unlike conventional loans. For a full view of Comanche County FHA loan limits and tax impacts, note that all 100% of these loans are for primary residences, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.