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Muskingum County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Muskingum County, Ohio based on real HMDA transaction records.

Loan Details

Muskingum County, OH Benchmarks

FHA averages
Typical Property Value$237,510
Average Down Payment12.1%
Average Interest Rate6.573%
Effective Tax Rate0.88%
Median Tax Paid$1,649/yr
Tax Growth (Historical)-0.6%
Based on 499 regional loans totaling $100,955,000 (HMDA database).
$
%

$28,739 down · $208,771 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$174 / month

$

Annual premium

$

Per month

%

$89 / month

Estimated Monthly Payment

$1,765/mo

  • Principal & Interest$1,352
  • Property Tax$174
  • Home Insurance$150
  • FHA MIP$89
Amortization · Remaining Balance

Financed Loan Amount

$212,425

Total Interest

$274,462

Total of Payments

$486,887

*Includes financed FHA Upfront MIP of $3,653

Local Market Insights

Muskingum County FHA Mortgage Overview

With an FHA loan in Muskingum County, the 12.11% down payment and 87.89% LTV ratio signal accessible entry for owner-occupants, but mandatory MIP applies for the loan’s life—ideal if credit is sub-620. The effective 0.88% property tax rate, adjusted down 0.6% for inflation, slightly eases monthly affordability. For Muskingum County FHA loan down payment and tax planning, this data confirms a stable, low-cost market where the average property value of $237,510 and 6.573% rate keep monthly obligations manageable despite permanent MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.