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Greene County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greene County, Ohio based on real HMDA transaction records.

Loan Details

Greene County, OH Benchmarks

FHA averages
Typical Property Value$275,250
Average Down Payment11.0%
Average Interest Rate6.394%
Effective Tax Rate1.59%
Median Tax Paid$4,071/yr
Tax Growth (Historical)-1.8%
Based on 481 regional loans totaling $115,545,000 (HMDA database).
$
%

$30,278 down · $244,973 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$365 / month

$

Annual premium

$

Per month

%

$104 / month

Estimated Monthly Payment

$2,176/mo

  • Principal & Interest$1,558
  • Property Tax$365
  • Home Insurance$150
  • FHA MIP$104
Amortization · Remaining Balance

Financed Loan Amount

$249,260

Total Interest

$311,441

Total of Payments

$560,700

*Includes financed FHA Upfront MIP of $4,287

Local Market Insights

Greene County FHA Mortgage Overview

For Greene County homebuyers, the 11.04% average down payment on an FHA loan provides accessible entry, but the mandatory Mortgage Insurance Premium (MIP) applies for the loan’s life regardless of equity. The 88.96% loan-to-value ratio confirms a low-risk profile for primary residences. With a 1.59% effective property tax rate and a recent -1.8% inflation-adjusted decrease, monthly affordability is slightly improved. When evaluating an FHA loan with PMI and taxes in Greene County, OH, these figures help frame true costs. Understanding Greene County FHA loan limits and property taxes is key for budgeting, as is reviewing the down payment landscape in Greene County, Ohio.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.