Lander County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Lander County, Nevada based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Lander County, NV Benchmarks

FHA averages

Typical Property Value$335,952

Average Down Payment8.0%

Average Interest Rate6.380%

Effective Tax Rate0.73%

Median Tax Paid$1,366/yr

Tax Growth (Historical)-0.8%

Based on 42 regional loans totaling $13,020,000 (HMDA database).

Home Price

Down Payment

$26,876 down · $309,076 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$204 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$131 / month

Estimated Monthly Payment

$2,448/mo

Principal & Interest$1,963
Property Tax$204
Home Insurance$150
FHA MIP$131

Amortization · Remaining Balance

Financed Loan Amount

$314,485

Total Interest

$392,197

Total of Payments

$706,681

*Includes financed FHA Upfront MIP of $5,409

Local Market Insights

Lander County FHA Mortgage Overview

For Lander County homebuyers using an FHA loan, the 8.00% down payment on a $335,952 average property provides accessible entry, but the 92.00% LTV ratio triggers mandatory Mortgage Insurance Premiums (MIP) for the life of the loan—ideal for those with sub-620 credit. The 0.73% effective property tax rate, tempered by a -0.8% inflation-adjusted decline, slightly improves monthly affordability. This data, reflecting 100% primary occupancy, helps buyers assess long-term costs when using an FHA loan calculator with PMI and taxes in Lander County, NV.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.