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Knox County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Knox County, Nebraska based on real HMDA transaction records.

Loan Details

Knox County, NE Benchmarks

FHA averages
Typical Property Value$153,182
Average Down Payment11.5%
Average Interest Rate6.458%
Effective Tax Rate1.07%
Median Tax Paid$1,472/yr
Tax Growth (Historical)+0.1%
Based on 11 regional loans totaling $1,465,000 (HMDA database).
$
%

$17,616 down · $135,566 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$137 / month

$

Annual premium

$

Per month

%

$57 / month

Estimated Monthly Payment

$1,212/mo

  • Principal & Interest$868
  • Property Tax$137
  • Home Insurance$150
  • FHA MIP$57
Amortization · Remaining Balance

Financed Loan Amount

$137,938

Total Interest

$174,628

Total of Payments

$312,566

*Includes financed FHA Upfront MIP of $2,372

Local Market Insights

Knox County FHA Mortgage Overview

For Knox County homebuyers using an FHA loan, the 11.46% average down payment and 88.54% loan-to-value ratio provide accessible entry, but note that FHA’s mandatory Mortgage Insurance Premium (MIP) applies for the loan’s life, regardless of equity. The 1.07% effective property tax rate, with a minimal 0.1% inflation-adjusted increase, keeps monthly costs stable. When evaluating an FHA loan with PMI and taxes in Knox County, NE, or exploring FHA loan down payments in Knox County, Nebraska, remember this data reflects 100% primary residences—not investments—ensuring local owner-occupant insights. Understanding Knox County FHA loan limits and tax implications helps frame true affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.