Chase County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Chase County, Nebraska based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Chase County, NE Benchmarks

FHA averages

Typical Property Value$175,000

Average Down Payment4.9%

Average Interest Rate6.558%

Effective Tax Rate1.02%

Median Tax Paid$2,131/yr

Tax Growth (Historical)-4.1%

Based on 4 regional loans totaling $660,000 (HMDA database).

Home Price

Down Payment

$8,575 down · $166,425 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$149 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$78 / month

Estimated Monthly Payment

$1,453/mo

Principal & Interest$1,077
Property Tax$149
Home Insurance$150
FHA MIP$78

Amortization · Remaining Balance

Financed Loan Amount

$169,337

Total Interest

$218,389

Total of Payments

$387,727

*Includes financed FHA Upfront MIP of $2,912

Local Market Insights

Chase County FHA Mortgage Overview

In Chase County, the 4.88% weighted down payment on a $175,000 FHA loan provides accessible entry for buyers, but the 95.12% LTV ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan—ideal for those with sub-620 credit. The 1.02% effective property tax rate, combined with a -4.1% inflation-adjusted tax decrease, slightly improves monthly affordability. For an FHA loan calculator with PMI and taxes in Chase County, NE, note that these loans are exclusively for primary residences, as all buyers here are owner-occupants.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.