Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Montana>Sweet Grass County (FHA)

Sweet Grass County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Sweet Grass County, Montana based on real HMDA transaction records.

Loan Details

Sweet Grass County, MT Benchmarks

FHA averages
Typical Property Value$433,000
Average Down Payment13.7%
Average Interest Rate5.908%
Effective Tax Rate0.36%
Median Tax Paid$1,615/yr
Tax Growth (Historical)+7.9%
Based on 5 regional loans totaling $1,795,000 (HMDA database).
$
%

$59,321 down · $373,679 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$130 / month

$

Annual premium

$

Per month

%

$158 / month

Estimated Monthly Payment

$2,696/mo

  • Principal & Interest$2,258
  • Property Tax$130
  • Home Insurance$150
  • FHA MIP$158
Amortization · Remaining Balance

Financed Loan Amount

$380,218

Total Interest

$432,535

Total of Payments

$812,753

*Includes financed FHA Upfront MIP of $6,539

Local Market Insights

Sweet Grass County FHA Mortgage Overview

Sweet Grass County’s FHA market shows a 13.74% down payment on a $433,000 home, offering accessible entry but mandating Mortgage Insurance Premiums (MIP) for the loan’s lifetime due to the 86.26% LTV ratio. This data, reflecting 100% owner-occupied buyers, makes an FHA loan with PMI and taxes in Sweet Grass County, MT ideal for those with sub-620 credit. The effective property tax rate of 0.36% is low, but the 7.9% inflation-adjusted increase raises true monthly costs. For accurate budgeting, consult a local lender on Sweet Grass County FHA loan limits and tax impacts.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.