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Glacier County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Glacier County, Montana based on real HMDA transaction records.

Loan Details

Glacier County, MT Benchmarks

FHA averages
Typical Property Value$196,290
Average Down Payment13.4%
Average Interest Rate6.021%
Effective Tax Rate0.49%
Median Tax Paid$1,391/yr
Tax Growth (Historical)+8.3%
Based on 31 regional loans totaling $5,005,000 (HMDA database).
$
%

$26,303 down · $169,987 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$80 / month

$

Annual premium

$

Per month

%

$72 / month

Estimated Monthly Payment

$1,341/mo

  • Principal & Interest$1,039
  • Property Tax$80
  • Home Insurance$150
  • FHA MIP$72
Amortization · Remaining Balance

Financed Loan Amount

$172,962

Total Interest

$201,157

Total of Payments

$374,119

*Includes financed FHA Upfront MIP of $2,975

Local Market Insights

Glacier County FHA Mortgage Overview

In Glacier County, FHA buyers leverage a 13.38% down payment on a $196,290 average property, offering accessible entry despite the 6.021% rate. However, the 86.62% LTV means mandatory Mortgage Insurance Premiums (MIP) last the loan’s life, ideal for sub-620 credit profiles. The 0.49% effective property tax rate is low, but an 8.3% inflation-adjusted tax shift will increase monthly costs. For a complete Glacier County FHA mortgage breakdown with PMI and taxes, note that all 100% of purchases are primary residences, ensuring stable occupancy.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.