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Broadwater County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Broadwater County, Montana based on real HMDA transaction records.

Loan Details

Broadwater County, MT Benchmarks

FHA averages
Typical Property Value$445,286
Average Down Payment9.1%
Average Interest Rate6.153%
Effective Tax Rate0.50%
Median Tax Paid$2,384/yr
Tax Growth (Historical)+4.6%
Based on 35 regional loans totaling $13,745,000 (HMDA database).
$
%

$40,521 down · $404,765 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$186 / month

$

Annual premium

$

Per month

%

$172 / month

Estimated Monthly Payment

$3,016/mo

  • Principal & Interest$2,509
  • Property Tax$186
  • Home Insurance$150
  • FHA MIP$172
Amortization · Remaining Balance

Financed Loan Amount

$411,848

Total Interest

$491,426

Total of Payments

$903,275

*Includes financed FHA Upfront MIP of $7,083

Local Market Insights

Broadwater County FHA Mortgage Overview

In Broadwater County, the typical FHA buyer puts down 9.12% on a $445,286 home, using a 6.153% rate. This low entry point, combined with a 90.88% LTV, makes FHA ideal for those with sub-620 credit, but note that mandatory MIP lasts the loan's life. The 0.50% property tax rate is modest, yet the recent 4.6% inflation-adjusted tax shift nudges monthly costs higher. For accurate budgeting, review an FHA loan down payment scenario in Broadwater County, Montana, factoring in MIP and taxes to assess true affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.