Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Montana>Beaverhead County (FHA)

Beaverhead County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Beaverhead County, Montana based on real HMDA transaction records.

Loan Details

Beaverhead County, MT Benchmarks

FHA averages
Typical Property Value$369,800
Average Down Payment10.0%
Average Interest Rate6.321%
Effective Tax Rate0.51%
Median Tax Paid$2,069/yr
Tax Growth (Historical)+7.0%
Based on 25 regional loans totaling $7,825,000 (HMDA database).
$
%

$36,980 down · $332,820 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$157 / month

$

Annual premium

$

Per month

%

$141 / month

Estimated Monthly Payment

$2,549/mo

  • Principal & Interest$2,101
  • Property Tax$157
  • Home Insurance$150
  • FHA MIP$141
Amortization · Remaining Balance

Financed Loan Amount

$338,644

Total Interest

$417,548

Total of Payments

$756,192

*Includes financed FHA Upfront MIP of $5,824

Local Market Insights

Beaverhead County FHA Mortgage Overview

Beaverhead County homebuyers using FHA loans secure an average property value of $369,800 with a 10.03% down payment, providing accessible entry despite the 6.321% rate. This 89.97% LTV ratio triggers mandatory Mortgage Insurance Premiums (MIP) for the loan’s life, ideal for those with sub-620 credit. The 0.51% effective property tax rate, adjusted upward by 7.0% for inflation, adds to monthly carrying costs. For a precise FHA loan down payment with PMI and taxes in Beaverhead County, MT, or to explore Beaverhead County FHA loan limits and tax impacts, this data confirms the market favors owner-occupied primary residences over investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.