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Taney County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Taney County, Missouri based on real HMDA transaction records.

Loan Details

Taney County, MO Benchmarks

FHA averages
Typical Property Value$249,217
Average Down Payment11.7%
Average Interest Rate6.421%
Effective Tax Rate0.54%
Median Tax Paid$1,196/yr
Tax Growth (Historical)-1.5%
Based on 166 regional loans totaling $35,450,000 (HMDA database).
$
%

$29,158 down · $220,059 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$112 / month

$

Annual premium

$

Per month

%

$93 / month

Estimated Monthly Payment

$1,759/mo

  • Principal & Interest$1,404
  • Property Tax$112
  • Home Insurance$150
  • FHA MIP$93
Amortization · Remaining Balance

Financed Loan Amount

$223,910

Total Interest

$281,351

Total of Payments

$505,261

*Includes financed FHA Upfront MIP of $3,851

Local Market Insights

Taney County FHA Mortgage Overview

In Taney County, the 11.74% down payment on an FHA loan indicates accessible entry for owner-occupants, but the mandatory MIP is required for the loan's life regardless of equity. With an 88.26% LTV, this is ideal for buyers with sub-620 credit. The 0.54% effective property tax rate, coupled with a -1.5% inflation-adjusted tax decrease, slightly improves monthly affordability. When evaluating a Taney County FHA mortgage with property taxes, note the 6.421% average rate on a $249,217 property ensures predictable costs for primary residences.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.