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Brown County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Brown County, Minnesota based on real HMDA transaction records.

Loan Details

Brown County, MN Benchmarks

FHA averages
Typical Property Value$227,245
Average Down Payment11.2%
Average Interest Rate6.480%
Effective Tax Rate1.00%
Median Tax Paid$1,976/yr
Tax Growth (Historical)+1.4%
Based on 49 regional loans totaling $9,645,000 (HMDA database).
$
%

$25,451 down · $201,794 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$189 / month

$

Annual premium

$

Per month

%

$86 / month

Estimated Monthly Payment

$1,720/mo

  • Principal & Interest$1,295
  • Property Tax$189
  • Home Insurance$150
  • FHA MIP$86
Amortization · Remaining Balance

Financed Loan Amount

$205,325

Total Interest

$260,909

Total of Payments

$466,234

*Includes financed FHA Upfront MIP of $3,531

Local Market Insights

Brown County FHA Mortgage Overview

Brown County’s FHA market shows accessible entry with an 11.22% down payment on a $227,245 average property. This low down payment, combined with an 88.78% LTV, makes FHA ideal for buyers with sub-620 credit, though mandatory MIP applies for the loan’s life. The effective 1.00% property tax rate, adjusted upward by 1.4% for inflation, adds predictable monthly costs. For accurate budgeting, consider an FHA loan down payment with PMI and taxes in Brown County, Minnesota, or review Brown County FHA loan limits and property tax impacts. All loans reflect 100% primary occupancy, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.