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Piscataquis County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Piscataquis County, Maine based on real HMDA transaction records.

Loan Details

Piscataquis County, ME Benchmarks

FHA averages
Typical Property Value$245,345
Average Down Payment15.0%
Average Interest Rate6.203%
Effective Tax Rate0.78%
Median Tax Paid$1,537/yr
Tax Growth (Historical)+0.3%
Based on 58 regional loans totaling $11,540,000 (HMDA database).
$
%

$36,802 down · $208,543 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$159 / month

$

Annual premium

$

Per month

%

$88 / month

Estimated Monthly Payment

$1,698/mo

  • Principal & Interest$1,300
  • Property Tax$159
  • Home Insurance$150
  • FHA MIP$88
Amortization · Remaining Balance

Financed Loan Amount

$212,193

Total Interest

$255,669

Total of Payments

$467,861

*Includes financed FHA Upfront MIP of $3,650

Local Market Insights

Piscataquis County FHA Mortgage Overview

In Piscataquis County, the 14.99% weighted average down payment on an FHA loan creates accessible entry for buyers, particularly those with sub-620 credit scores. However, with an 85.01% LTV ratio and 100% primary occupancy, the mandatory Mortgage Insurance Premium (MIP) remains for the loan’s life. The effective property tax rate of 0.78%, adjusted upward 0.3% for inflation, directly impacts monthly affordability. For accurate monthly figures, consider an FHA loan calculator with PMI and taxes in Piscataquis County, ME, or a Piscataquis County FHA mortgage calculator with property taxes to understand total costs. Loan limits remain consistent with local values.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.