Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Louisiana>Pointe Coupee Parish (FHA)

Pointe Coupee Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Pointe Coupee Parish, Louisiana based on real HMDA transaction records.

Loan Details

Pointe Coupee Parish, LA Benchmarks

FHA averages
Typical Property Value$231,786
Average Down Payment8.5%
Average Interest Rate6.475%
Effective Tax Rate0.32%
Median Tax Paid$565/yr
Tax Growth (Historical)+11.6%
Based on 56 regional loans totaling $11,460,000 (HMDA database).
$
%

$19,702 down · $212,084 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$62 / month

$

Annual premium

$

Per month

%

$90 / month

Estimated Monthly Payment

$1,661/mo

  • Principal & Interest$1,360
  • Property Tax$62
  • Home Insurance$150
  • FHA MIP$90
Amortization · Remaining Balance

Financed Loan Amount

$215,796

Total Interest

$273,704

Total of Payments

$489,499

*Includes financed FHA Upfront MIP of $3,711

Local Market Insights

Pointe Coupee Parish FHA Mortgage Overview

In Pointe Coupee Parish, the 8.49% weighted average down payment on an FHA loan provides accessible entry, yet the mandatory Mortgage Insurance Premium (MIP) applies for the loan’s life regardless of equity. With a 91.51% median loan-to-value ratio, buyers face a low-risk profile, as 100% are primary residences. The effective property tax rate of 0.32% is modest, but the 11.6% inflation-adjusted tax shift increases true monthly costs. When evaluating an FHA loan with PMI and taxes in Pointe Coupee Parish, LA, this combination makes monthly affordability sensitive to tax changes.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.