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Beauregard Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Beauregard Parish, Louisiana based on real HMDA transaction records.

Loan Details

Beauregard Parish, LA Benchmarks

FHA averages
Typical Property Value$230,339
Average Down Payment9.9%
Average Interest Rate6.447%
Effective Tax Rate0.21%
Median Tax Paid$576/yr
Tax Growth (Historical)+2.7%
Based on 119 regional loans totaling $24,005,000 (HMDA database).
$
%

$22,804 down · $207,535 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$40 / month

$

Annual premium

$

Per month

%

$88 / month

Estimated Monthly Payment

$1,606/mo

  • Principal & Interest$1,328
  • Property Tax$40
  • Home Insurance$150
  • FHA MIP$88
Amortization · Remaining Balance

Financed Loan Amount

$211,167

Total Interest

$266,835

Total of Payments

$478,003

*Includes financed FHA Upfront MIP of $3,632

Local Market Insights

Beauregard Parish FHA Mortgage Overview

For Beauregard Parish homebuyers using an FHA loan, the 9.91% average down payment provides accessible entry, but mandates Mortgage Insurance Premiums (MIP) for the loan’s life—unlike conventional loans. With a 90.09% Loan-to-Value ratio and 100% primary occupancy, this data reflects standard owner-occupants, not investors. The area’s low 0.21% effective property tax rate, adjusted 2.7% for inflation, keeps monthly costs manageable. When evaluating an FHA loan with PMI and taxes in Beauregard Parish, LA, this tax stability enhances true affordability for buyers using FHA mortgage tools.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.