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Meade County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Meade County, Kansas based on real HMDA transaction records.

Loan Details

Meade County, KS Benchmarks

FHA averages
Typical Property Value$136,818
Average Down Payment14.8%
Average Interest Rate6.664%
Effective Tax Rate1.12%
Median Tax Paid$2,005/yr
Tax Growth (Historical)+4.7%
Based on 11 regional loans totaling $1,205,000 (HMDA database).
$
%

$20,249 down · $116,569 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$128 / month

$

Annual premium

$

Per month

%

$49 / month

Estimated Monthly Payment

$1,089/mo

  • Principal & Interest$762
  • Property Tax$128
  • Home Insurance$150
  • FHA MIP$49
Amortization · Remaining Balance

Financed Loan Amount

$118,609

Total Interest

$155,788

Total of Payments

$274,397

*Includes financed FHA Upfront MIP of $2,040

Local Market Insights

Meade County FHA Mortgage Overview

In Meade County, the 14.84% average down payment for FHA loans provides accessible entry, though it triggers mandatory Mortgage Insurance Premiums (MIP) for the loan's life—ideal for buyers with sub-620 credit. The 85.16% Loan-to-Value ratio confirms this is a low-equity, owner-occupied market. When evaluating an FHA loan with PMI and taxes in Meade County, KS, note the effective property tax rate of 1.12% and a 4.7% inflation-adjusted tax increase, which directly raises monthly affordability. For those using an FHA down payment tool in Meade County, Kansas, the $136,818 average property value and 6.664% rate highlight the need to account for these persistent MIP and tax costs.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.