Marshall County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Marshall County, Kansas based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Marshall County, KS Benchmarks

FHA averages

Typical Property Value$158,810

Average Down Payment10.5%

Average Interest Rate6.333%

Effective Tax Rate1.14%

Median Tax Paid$1,574/yr

Tax Growth (Historical)-0.1%

Based on 21 regional loans totaling $2,965,000 (HMDA database).

Home Price

Down Payment

$16,675 down · $142,135 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$151 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$60 / month

Estimated Monthly Payment

$1,259/mo

Principal & Interest$898
Property Tax$151
Home Insurance$150
FHA MIP$60

Amortization · Remaining Balance

Financed Loan Amount

$144,622

Total Interest

$178,659

Total of Payments

$323,281

*Includes financed FHA Upfront MIP of $2,487

Local Market Insights

Marshall County FHA Mortgage Overview

For Marshall County homebuyers, the 10.52% down payment on an FHA loan offers accessible entry, but the 89.48% LTV means mandatory MIP for the loan's life—ideal for those with sub-620 credit seeking owner-occupied financing. With a 6.333% rate on a $158,809 average property, the 1.14% effective tax rate and -0.1% inflation-adjusted decrease provide slight monthly relief. When using a Marshall County FHA loan tool with PMI and taxes, factor in this permanent MIP cost against the lower barrier to ownership.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.