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Marion County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Marion County, Kansas based on real HMDA transaction records.

Loan Details

Marion County, KS Benchmarks

FHA averages
Typical Property Value$172,436
Average Down Payment10.3%
Average Interest Rate6.556%
Effective Tax Rate1.45%
Median Tax Paid$2,006/yr
Tax Growth (Historical)-1.4%
Based on 39 regional loans totaling $5,805,000 (HMDA database).
$
%

$17,761 down · $154,675 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$208 / month

$

Annual premium

$

Per month

%

$66 / month

Estimated Monthly Payment

$1,425/mo

  • Principal & Interest$1,001
  • Property Tax$208
  • Home Insurance$150
  • FHA MIP$66
Amortization · Remaining Balance

Financed Loan Amount

$157,382

Total Interest

$202,971

Total of Payments

$360,352

*Includes financed FHA Upfront MIP of $2,707

Local Market Insights

Marion County FHA Mortgage Overview

Marion County's FHA loan data reveals a market favoring accessible entry. The 10.35% down payment, below the typical 20%, allows buyers to purchase the average $172,435.90 home with lower upfront cash. However, with a median LTV of 89.65%, mandatory MIP is required for the loan's life—a key factor when using an FHA loan calculator with PMI and taxes in Marion County, KS. The 1.45% effective property tax rate adds $208 monthly on average, though the -1.4% inflation-adjusted tax change provides slight relief. These dynamics are critical for any Marion County FHA mortgage calculator with property taxes analysis, as 100% of buyers are owner-occupants, not investors.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.