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Leavenworth County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Leavenworth County, Kansas based on real HMDA transaction records.

Loan Details

Leavenworth County, KS Benchmarks

FHA averages
Typical Property Value$311,552
Average Down Payment11.6%
Average Interest Rate6.370%
Effective Tax Rate1.03%
Median Tax Paid$3,424/yr
Tax Growth (Historical)+5.9%
Based on 290 regional loans totaling $77,890,000 (HMDA database).
$
%

$36,140 down · $275,412 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$267 / month

$

Annual premium

$

Per month

%

$117 / month

Estimated Monthly Payment

$2,282/mo

  • Principal & Interest$1,747
  • Property Tax$267
  • Home Insurance$150
  • FHA MIP$117
Amortization · Remaining Balance

Financed Loan Amount

$280,232

Total Interest

$348,820

Total of Payments

$629,051

*Includes financed FHA Upfront MIP of $4,820

Local Market Insights

Leavenworth County FHA Mortgage Overview

For Leavenworth County homebuyers using an FHA loan, the weighted average down payment of 11.63% provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) remain for the loan’s life regardless of equity. The 88.37% loan-to-value ratio confirms this is a high-LTV, owner-occupied market (100% primary residence), ideal for those with sub-620 credit scores. An FHA mortgage with property taxes in Leavenworth County, KS, means the 1.03% effective property tax rate on a $311,552 home adds roughly $267 monthly. The 5.9% inflation-adjusted tax increase will further pressure true affordability, so buyers should account for rising tax costs when evaluating Leavenworth County FHA loan limits and tax scenarios.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.