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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Kansas based on real HMDA transaction records.

Loan Details

Crawford County, KS Benchmarks

FHA averages
Typical Property Value$171,161
Average Down Payment14.3%
Average Interest Rate6.574%
Effective Tax Rate1.06%
Median Tax Paid$1,406/yr
Tax Growth (Historical)-0.8%
Based on 112 regional loans totaling $15,910,000 (HMDA database).
$
%

$24,476 down · $146,685 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$151 / month

$

Annual premium

$

Per month

%

$62 / month

Estimated Monthly Payment

$1,314/mo

  • Principal & Interest$950
  • Property Tax$151
  • Home Insurance$150
  • FHA MIP$62
Amortization · Remaining Balance

Financed Loan Amount

$149,252

Total Interest

$192,840

Total of Payments

$342,092

*Includes financed FHA Upfront MIP of $2,567

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 14.31% average down payment on FHA loans provides accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan, regardless of equity. With an 85.69% LTV ratio, this is ideal for those with sub-620 credit scores. The 1.06% effective property tax rate, combined with a recent -0.8% inflation-adjusted tax shift, slightly reduces monthly affordability. All data reflects 100% primary residences, not investments. When evaluating an FHA loan with PMI and taxes in Crawford County, KS, or considering Crawford County FHA loan limits and tax implications, this down payment structure offers a stable path to homeownership.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.