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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Indiana based on real HMDA transaction records.

Loan Details

Crawford County, IN Benchmarks

FHA averages
Typical Property Value$214,400
Average Down Payment11.6%
Average Interest Rate6.511%
Effective Tax Rate0.63%
Median Tax Paid$880/yr
Tax Growth (Historical)+0.3%
Based on 50 regional loans totaling $9,330,000 (HMDA database).
$
%

$24,870 down · $189,530 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$113 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,563/mo

  • Principal & Interest$1,220
  • Property Tax$113
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$192,846

Total Interest

$246,422

Total of Payments

$439,268

*Includes financed FHA Upfront MIP of $3,317

Local Market Insights

Crawford County FHA Mortgage Overview

In Crawford County, the 11.59% average down payment on FHA loans provides accessible entry for buyers, though mandatory Mortgage Insurance Premiums (MIP) are required for the loan’s life regardless of equity. With an 88.41% loan-to-value ratio and 100% primary occupancy, this market favors buyers with sub-620 credit scores. The 0.63% property tax rate, with a 0.3% inflation-adjusted increase, keeps monthly costs predictable. When evaluating an FHA loan with PMI and taxes in Crawford County, IN, this data supports stable affordability for owner-occupants. Understanding Crawford County FHA loan limits and tax impacts helps buyers budget effectively.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.