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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Iowa based on real HMDA transaction records.

Loan Details

Crawford County, IA Benchmarks

FHA averages
Typical Property Value$180,600
Average Down Payment13.4%
Average Interest Rate6.629%
Effective Tax Rate1.28%
Median Tax Paid$1,973/yr
Tax Growth (Historical)+6.4%
Based on 25 regional loans totaling $3,695,000 (HMDA database).
$
%

$24,200 down · $156,400 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$193 / month

$

Annual premium

$

Per month

%

$66 / month

Estimated Monthly Payment

$1,428/mo

  • Principal & Interest$1,019
  • Property Tax$193
  • Home Insurance$150
  • FHA MIP$66
Amortization · Remaining Balance

Financed Loan Amount

$159,137

Total Interest

$207,882

Total of Payments

$367,018

*Includes financed FHA Upfront MIP of $2,737

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 13.42% average down payment on an FHA loan offers accessible entry, but note that Mortgage Insurance Premiums (MIP) are required for the loan’s life regardless of this equity level. The 86.58% Loan-to-Value ratio confirms this is a standard owner-occupied purchase. With the effective property tax rate at 1.28% and a recent 6.4% inflation-adjusted tax increase, monthly affordability is directly impacted. When assessing an FHA loan with PMI and taxes in Crawford County, IA, or reviewing local loan limits, factor in this permanent MIP cost. The FHA down payment structure here is ideal for buyers with sub-620 credit scores.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.