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Broomfield County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Broomfield County, Colorado based on real HMDA transaction records.

Loan Details

Broomfield County, CO Benchmarks

FHA averages
Typical Property Value$617,414
Average Down Payment11.8%
Average Interest Rate5.806%
Effective Tax Rate0.66%
Median Tax Paid$4,007/yr
Tax Growth (Historical)0.0%
Based on 145 regional loans totaling $76,465,000 (HMDA database).
$
%

$72,855 down · $544,559 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$340 / month

$

Annual premium

$

Per month

%

$231 / month

Estimated Monthly Payment

$3,975/mo

  • Principal & Interest$3,255
  • Property Tax$340
  • Home Insurance$150
  • FHA MIP$231
Amortization · Remaining Balance

Financed Loan Amount

$554,089

Total Interest

$617,590

Total of Payments

$1,171,679

*Includes financed FHA Upfront MIP of $9,530

Local Market Insights

Broomfield County FHA Mortgage Overview

For Broomfield County homebuyers leveraging FHA financing, the 11.76% average down payment and 88.24% LTV ratio indicate accessible entry, though mandatory MIP remains for the loan's life. With a $617,414 average property value and 5.806% interest, the effective 0.66% property tax rate—unchanged after inflation adjustment—adds predictable costs. This FHA data, reflecting 100% owner-occupancy, suits buyers with sub-620 credit seeking lower down payments. To assess your specific numbers, consider an FHA loan analysis with PMI and taxes in Broomfield County, CO, or evaluate Broomfield County FHA loan limits and tax impact for monthly affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.