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Greenlee County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greenlee County, Arizona based on real HMDA transaction records.

Loan Details

Greenlee County, AZ Benchmarks

FHA averages
Typical Property Value$279,167
Average Down Payment9.4%
Average Interest Rate6.649%
Effective Tax Rate0.28%
Median Tax Paid$518/yr
Tax Growth (Historical)+2.8%
Based on 24 regional loans totaling $5,940,000 (HMDA database).
$
%

$26,242 down · $252,925 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$65 / month

$

Annual premium

$

Per month

%

$107 / month

Estimated Monthly Payment

$1,974/mo

  • Principal & Interest$1,652
  • Property Tax$65
  • Home Insurance$150
  • FHA MIP$107
Amortization · Remaining Balance

Financed Loan Amount

$257,351

Total Interest

$337,407

Total of Payments

$594,758

*Includes financed FHA Upfront MIP of $4,426

Local Market Insights

Greenlee County FHA Mortgage Overview

With a 9.37% down payment and an average property value of $279,167, Greenlee County FHA buyers enjoy accessible entry but face mandatory Mortgage Insurance Premiums (MIP) for the loan’s life, regardless of equity. The 90.63% Loan-to-Value ratio confirms this is a typical owner-occupied market with sub-620 credit profiles. The effective property tax rate of 0.28% is exceptionally low, though the 2.8% inflation-adjusted tax shift will modestly raise monthly costs. For a Greenlee County FHA mortgage with property taxes, the 6.649% rate and MIP make true affordability hinge on this stable, low-tax environment. Loan limits here support this accessible path to homeownership.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.