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Pope County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Pope County, Arkansas based on real HMDA transaction records.

Loan Details

Pope County, AR Benchmarks

FHA averages
Typical Property Value$219,565
Average Down Payment9.4%
Average Interest Rate6.301%
Effective Tax Rate0.52%
Median Tax Paid$945/yr
Tax Growth (Historical)-0.1%
Based on 230 regional loans totaling $44,210,000 (HMDA database).
$
%

$20,639 down · $198,926 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$95 / month

$

Annual premium

$

Per month

%

$84 / month

Estimated Monthly Payment

$1,582/mo

  • Principal & Interest$1,253
  • Property Tax$95
  • Home Insurance$150
  • FHA MIP$84
Amortization · Remaining Balance

Financed Loan Amount

$202,407

Total Interest

$248,617

Total of Payments

$451,024

*Includes financed FHA Upfront MIP of $3,481

Local Market Insights

Pope County FHA Mortgage Overview

In Pope County, the 9.42% average down payment for FHA loans provides accessible entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life given the 90.58% loan-to-value ratio. This data reflects 100% primary residence buyers. The local 0.52% effective property tax rate, with a -0.1% inflation-adjusted shift, slightly reduces monthly costs. For those exploring an FHA loan with PMI and taxes in Pope County, AR, or assessing FHA loan down payment options in Pope County, Arkansas, this lower tax burden modestly improves true affordability. Understanding Pope County FHA loan limits and property taxes is key when evaluating an FHA mortgage with property taxes.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.