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Greene County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greene County, Arkansas based on real HMDA transaction records.

Loan Details

Greene County, AR Benchmarks

FHA averages
Typical Property Value$210,846
Average Down Payment9.2%
Average Interest Rate6.247%
Effective Tax Rate0.46%
Median Tax Paid$819/yr
Tax Growth (Historical)+0.3%
Based on 261 regional loans totaling $49,595,000 (HMDA database).
$
%

$19,398 down · $191,448 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$81 / month

$

Annual premium

$

Per month

%

$81 / month

Estimated Monthly Payment

$1,511/mo

  • Principal & Interest$1,199
  • Property Tax$81
  • Home Insurance$150
  • FHA MIP$81
Amortization · Remaining Balance

Financed Loan Amount

$194,799

Total Interest

$236,988

Total of Payments

$431,787

*Includes financed FHA Upfront MIP of $3,350

Local Market Insights

Greene County FHA Mortgage Overview

In Greene County, AR, the FHA loan data reveals an accessible entry point for owner-occupants, with a 9.19% down payment and a 90.81% loan-to-value ratio. While this low down payment helps buyers with sub-620 credit scores, note that FHA Mortgage Insurance Premiums (MIP) are required for the loan’s life, not just until 20% equity. The 0.46% effective property tax rate, with a 0.3% inflation-adjusted increase, keeps monthly costs modest. When evaluating an FHA loan with PMI and taxes in Greene County, AR, this combination offers a low barrier to entry but mandates permanent MIP, making it a strategic choice for first-time buyers using an FHA mortgage loan analysis.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.