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Crittenden County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crittenden County, Arkansas based on real HMDA transaction records.

Loan Details

Crittenden County, AR Benchmarks

FHA averages
Typical Property Value$213,444
Average Down Payment7.7%
Average Interest Rate6.154%
Effective Tax Rate0.67%
Median Tax Paid$987/yr
Tax Growth (Historical)+2.5%
Based on 315 regional loans totaling $61,075,000 (HMDA database).
$
%

$16,435 down · $197,009 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$119 / month

$

Annual premium

$

Per month

%

$84 / month

Estimated Monthly Payment

$1,574/mo

  • Principal & Interest$1,221
  • Property Tax$119
  • Home Insurance$150
  • FHA MIP$84
Amortization · Remaining Balance

Financed Loan Amount

$200,456

Total Interest

$239,189

Total of Payments

$439,645

*Includes financed FHA Upfront MIP of $3,448

Local Market Insights

Crittenden County FHA Mortgage Overview

In Crittenden County, Arkansas, the 7.71% average down payment for FHA loans highlights accessible entry for owner-occupants, but mandates Mortgage Insurance Premiums (MIP) for the loan’s life due to the 92.29% median loan-to-value ratio. This makes FHA financing ideal for buyers with sub-620 credit scores. The effective property tax rate of 0.67% is low, though the recent 2.5% inflation-adjusted tax shift slightly increases monthly affordability pressure. When assessing an FHA loan with PMI and taxes, the $213,444 average property value and 6.154% interest rate mean MIP cannot be removed without refinancing.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.