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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Arkansas based on real HMDA transaction records.

Loan Details

Crawford County, AR Benchmarks

FHA averages
Typical Property Value$239,613
Average Down Payment9.8%
Average Interest Rate6.157%
Effective Tax Rate0.53%
Median Tax Paid$982/yr
Tax Growth (Historical)+5.4%
Based on 297 regional loans totaling $62,405,000 (HMDA database).
$
%

$23,482 down · $216,131 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$106 / month

$

Annual premium

$

Per month

%

$92 / month

Estimated Monthly Payment

$1,689/mo

  • Principal & Interest$1,341
  • Property Tax$106
  • Home Insurance$150
  • FHA MIP$92
Amortization · Remaining Balance

Financed Loan Amount

$219,913

Total Interest

$262,918

Total of Payments

$482,831

*Includes financed FHA Upfront MIP of $3,782

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 9.79% average down payment on an FHA loan provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life, regardless of the 90.21% loan-to-value ratio. This data reflects 100% primary residences, not investments. With a 6.157% interest rate and a 0.53% effective property tax rate, monthly affordability is impacted by the recent 5.4% inflation-adjusted tax shift. When evaluating an FHA loan with PMI and taxes in Crawford County, AR, consider that the lower down payment offsets higher recurring costs, making it ideal for buyers with sub-620 credit scores.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.