Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Arkansas>Clark County (FHA)

Clark County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Clark County, Arkansas based on real HMDA transaction records.

Loan Details

Clark County, AR Benchmarks

FHA averages
Typical Property Value$205,952
Average Down Payment10.7%
Average Interest Rate6.306%
Effective Tax Rate0.46%
Median Tax Paid$871/yr
Tax Growth (Historical)+0.7%
Based on 84 regional loans totaling $14,960,000 (HMDA database).
$
%

$22,037 down · $183,915 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$79 / month

$

Annual premium

$

Per month

%

$78 / month

Estimated Monthly Payment

$1,466/mo

  • Principal & Interest$1,160
  • Property Tax$79
  • Home Insurance$150
  • FHA MIP$78
Amortization · Remaining Balance

Financed Loan Amount

$187,134

Total Interest

$230,296

Total of Payments

$417,430

*Includes financed FHA Upfront MIP of $3,219

Local Market Insights

Clark County FHA Mortgage Overview

For Clark County, AR, the 10.68% average down payment with an FHA loan provides accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) apply for the loan's life regardless of equity, ideal for buyers with sub-620 credit. The 89.32% LTV and 100% primary occupancy confirm this is for owner-occupants, not investors. The 0.46% property tax rate, with a recent 0.7% inflation-adjusted tax shift, keeps monthly costs low for those using an FHA loan calculator with PMI and taxes in Clark County, AR. At a 6.306% interest rate on a $205,952 property, this FHA loan down payment in Clark County, Arkansas, combined with these tax impacts, supports stable affordability for local homebuyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.