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Matanuska-Susitna Borough FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Matanuska-Susitna Borough, Alaska based on real HMDA transaction records.

Loan Details

Matanuska-Susitna Borough, AK Benchmarks

FHA averages
Typical Property Value$396,823
Average Down Payment8.7%
Average Interest Rate6.126%
Effective Tax Rate0.90%
Median Tax Paid$3,685/yr
Tax Growth (Historical)+1.8%
Based on 521 regional loans totaling $186,655,000 (HMDA database).
$
%

$34,524 down · $362,299 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$298 / month

$

Annual premium

$

Per month

%

$154 / month

Estimated Monthly Payment

$2,842/mo

  • Principal & Interest$2,241
  • Property Tax$298
  • Home Insurance$150
  • FHA MIP$154
Amortization · Remaining Balance

Financed Loan Amount

$368,640

Total Interest

$438,151

Total of Payments

$806,791

*Includes financed FHA Upfront MIP of $6,340

Local Market Insights

Matanuska-Susitna Borough FHA Mortgage Overview

For Matanuska-Susitna Borough homebuyers, the 8.72% average down payment on an FHA loan (supported by a 91.28% LTV) provides accessible entry, but note that the mandatory Mortgage Insurance Premium (MIP) is required for the loan’s life—ideal for those with sub-620 credit scores. The 0.90% effective property tax rate, with a 1.8% inflation-adjusted increase, adds roughly $360 annually to true monthly affordability. This FHA mortgage data, reflecting 100% primary residences, shows that while the 6.126% interest rate and property taxes shape costs, the low down payment remains the key driver for local buyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.