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Juneau City and Borough FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Juneau City and Borough, Alaska based on real HMDA transaction records.

Loan Details

Juneau City and Borough, AK Benchmarks

FHA averages
Typical Property Value$451,000
Average Down Payment8.6%
Average Interest Rate6.329%
Effective Tax Rate0.88%
Median Tax Paid$4,251/yr
Tax Growth (Historical)+2.1%
Based on 55 regional loans totaling $22,555,000 (HMDA database).
$
%

$38,786 down · $412,214 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$331 / month

$

Annual premium

$

Per month

%

$175 / month

Estimated Monthly Payment

$3,260/mo

  • Principal & Interest$2,604
  • Property Tax$331
  • Home Insurance$150
  • FHA MIP$175
Amortization · Remaining Balance

Financed Loan Amount

$419,428

Total Interest

$518,139

Total of Payments

$937,566

*Includes financed FHA Upfront MIP of $7,214

Local Market Insights

Juneau City and Borough FHA Mortgage Overview

For Juneau City and Borough homebuyers, the 8.63% weighted average down payment on an FHA loan provides accessible entry at a $451,000 average property value. However, with a 91.37% loan-to-value ratio, the mandatory Mortgage Insurance Premium (MIP) is required for the life of the loan, making this ideal for those with sub-620 credit scores. The effective property tax rate of 0.88% and a 2.1% inflation-adjusted tax increase directly impact monthly affordability. When analyzing an FHA loan with PMI and taxes in Juneau City and Borough, AK, note that 100% of these purchases are primary residences, not investments. This data reflects standard homebuyers utilizing FHA loan limits and tax structures in this specific market.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.